On December 4th, Ni Jianwen, the general manager of Ping An Health Cloud, was invited to participate in the 2016 F&M Innovation Festival hosted by Huwei.com. At the meeting, he gave a speech at the theme of “The most serious industry, using the heaviest leverageâ€. All the audiences announced at the meeting that “Ping An Health Cloud has completed the signing of a cooperation agreement with 1,500 hospitals in Chinaâ€. Let Ping An Health Cloud become the first brand in the Internet medical industry , which promotes online payment in hospital scenes. Let users experience a happy service when they are not happy As a pioneer of Internet medical treatment , a doctor, a son, and Ni Jianwen also encountered the same problems as most people when they went to see a doctor. "Before I came to the meeting, just yesterday, I went to see my mother." I also need to arrange N long teams to pay different fees. I also experience the problems of “slow consultation, long queues, single payment method, and troublesome claimsâ€. I must be unhappy when I go to the hospital. It is also why we have to do such a product, in fact, in order to make the unhappy moment of seeing a doctor, you can be happy." Current medical medical payment fault The payment under the medical scene includes “payment + reimbursementâ€. The current third-party payment only solves the personal self-paying part, and the problem of reimbursement has not been solved very well. Ni Jianwen said: The reimbursement under the medical scene includes "medical insurance reimbursement" and "commercial insurance reimbursement", and this is the most difficult difficulty in the medical scene. Only by solving the problem of reimbursement and cooperating with the existing payment function, can it be said that the payment problem under the medical scene is truly completed. One-stop payment: reimbursement of medical insurance, reimbursement of commercial insurance, three actions at their own expense The core of opening up the Internet business multiple business model is “dataâ€, and the core bottleneck for opening “data†resources lies in the acquisition of resources at the hospital level. Through the signing of cooperation with the hospital, Ping An Health Cloud completed the two actions of “payment + reimbursementâ€, and after completing the hospital, commercial insurance company and medical insurance system, the medical insurance, commercial insurance and self-funded three-in-one completed the one-stop payment of the users. The ultimate goal is to solve the complexity of off-site settlement and simplify the process of truly promoting the development of Internet medical care.
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